We all watch the news so we have all seen the weatherman forecast rain in the coming days. Many of us carry umbrellas in our cars or have them at our homes in case of a downpour. We prepare for predicted hurricanes, tornadoes and thunderstorms. They are all common and expected from time to time. However, there are times when you are out on a sunny day and rain comes unexpectedly.
I think this is how we should view our personal finances. Even if a storm or rain is nowhere in sight, we should still be prepared just in case. Joseph expressed this to Pharoah after interpreting his dream in Genesis 41. You might say “well Pharoah did dream that famine was coming,” which is true but in reality he did not know what the dreams meant and nothing outside of his dreams indicated famine. We never know what unexpected event will happen in our life, big or small, from a flat tire or the loss of a job so it is always better to be prepared.
Joseph explained a process that we should all apply to our personal finances. Joseph said to take a certain percentage of the harvest and save it during the good years so when the famine arrives you can use the reserves so the country will not be ruined. It is wise for use to save a percentage of our income monthly so when a certain event does happen, our finances will not suffer a major setback. Some people are nearly destroyed from things that they could have easily been prepared for if they had used the “joseph principle” and saved a percentage of their income.
Our dryer went out on us a couple of days ago. While it is frustrating, we are at peace because we have a small emergency fund for unexpected events such as this. Now we can relax and take our time to find a good deal without panicking and running to the appliance store for “easy credit.” The joseph principle is your umbrella and shelter for the financial rains and storms that are sure to hit your life sooner or later.
Genesis 41:33-36
Posted by carmoncents 
